Free · No sign-up · California
Free First-Time Home Buyer Checklist (Interactive)
Every step from getting ready to getting the keys, in one interactive checklist. Check items off as you go; your progress saves on this device automatically.
of 25 done
Your progress saves on this device automatically.
Estimate only. Not a loan offer, commitment, or financial, legal or tax advice. Figures are general and based on the numbers you enter.
Talk to Jay about these numbers
How to use it
- Start at the top and check off each step as you finish it.
- Your progress saves on this device automatically, so you can come back anytime.
- Use "Copy share link" to send your progress to a partner, or to open it on another device.
- Print it if you like paper. Clear it to start over.
What the results mean
- Progress bar: How many steps you have completed out of the full list.
- Groups: The order most California purchases follow: get ready, get pre-approved, shop and offer, escrow, and closing.
Frequently asked questions
How long does it take to buy a first home?
Many buyers spend a few months getting ready and shopping. Once an offer is accepted, a typical escrow in California runs about 30 days, sometimes longer.
How much do I need for a down payment?
Some loan programs allow low down payments, and assistance programs may help. A lender can explain options for your situation. Also plan for closing costs and reserves.
Do I need an agent to buy my first home?
You are not required to have one, but an agent helps with pricing, offers, disclosures and deadlines. Buyers now sign a written agreement with their agent that spells out compensation, which is negotiable.
Is my checklist private?
Yes. It is saved only in your browser on this device unless you share the link.
Related free tools
- Affordability CalculatorSee a price range from your income, debts and down payment.
- Mortgage CalculatorMonthly payment with California property tax, insurance, HOA and PMI.
- Closing Cost EstimatorTypical California buyer closing costs, shown as a low-to-high range.
Talk to Jay
Questions about your numbers? Call or text Jay Romero, Broker (DRE 01343079), with over 25 years in Southern California real estate, at (949) 822-8702. Or use the form above and your numbers come along automatically.
