Chino Hills Hard Money Loans

Hard Money Loans in Chino Hills

Investors in Chino Hills sometimes need financing a bank will not offer for a property in rough shape. Miamar Realty and broker Jay Romero help investors look for private money for business-purpose projects across San Bernardino County. The SR-71 runs through the city, and SR-142 (Carbon Canyon Road) connects to Brea in Orange County.

Business-Purpose Uses

Investors commonly use private money for: Ground-up construction or major additions on investment lots. Buy-and-hold rentals that may later move to longer-term financing. Fix-and-flip: buy a house that needs work, renovate it and resell it. Bridge financing when an investor wants to buy before selling another property. In Chino Hills, hillside construction and renovation often need soils, access or fire-zone review, which can affect the loan plan.

What Private Lenders Look At

Private lenders focus on the real estate and the exit strategy rather than only on bank-style guidelines. Expect questions about the price, the work budget, the after-repair value and your payoff plan. We also serve investors in Chino, Anaheim and Brea.

Contact Us About Chino Hills Investor Loans

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Chino Hills so we know which page you saw. Looking for property? See Chino Hills Homes for Sale.

Investor Loan Questions

Does it cost more than a bank loan?
Usually yes. Private loans tend to have higher rates, points and fees than bank financing. Exact terms come only from the lender.

How long does it take to close?
It depends on the lender, title, escrow and valuation. We cannot promise a closing date.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Sell Your Home in Chino Hills
• San Bernardino County city guides
• Selling with Miamar Realty