Colton Home Loans

Home Loans in Colton

Homeowners and buyers in Colton have several ways to finance a home. Broker Jay Romero helps you find financing for a purchase, a refinance or home equity, and works alongside lenders across San Bernardino County. Colton sits where the I-10 and I-215 meet, and is home to Arrowhead Regional Medical Center.

Loan Options to Explore

Options we can help you explore include: Refinance options for owners who want to restructure their current loan. FHA financing, which has its own mortgage insurance and property standards. Conventional financing for buyers who fit standard lender guidelines. Home equity loans or lines of credit, where your home secures the debt. Colton has many older homes, and some loan types have property standards, so the condition of the house can matter for financing.

How We Help

First we talk about what you want to do, buy or refinance, and when. Then we help you line up a lender. The lender handles the application, appraisal and underwriting, and only the lender can approve a loan or set its terms. We also serve Grand Terrace, Rialto and San Bernardino.

Talk With Jay About Financing in Colton

Call or text Jay at (949) 822-8702, or send us a text with what you want to do and the property city. Please mention Home Loan Page – Colton so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Colton Homes for Sale.

Home Loan Questions

Can I borrow against my home equity?
Many lenders offer home equity loans and lines. Your home secures the debt, so missed payments could put it at risk.

Can you tell me my rate?
Rates and terms come only from the lender after it reviews your application. We do not quote rates on this page.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

Keep Exploring

• Sell Your Colton House for Top Dollar
• San Bernardino County city guides
• Selling with Miamar Realty