Irvine · Homes for Sale
Irvine Home Loans
Irvine Purchase and Refinance Loans
A home loan is often the biggest financial decision in a move. If you are buying or refinancing in Irvine, Miamar Realty can help you understand the main loan types and line you up with a lender. Irvine is a master-planned city home to the University of California, Irvine, Irvine Spectrum Center, and the Orange County Great Park.
Financing Choices for Irvine Homes
Depending on your situation, you may look at: Home equity loans and lines of credit, which are secured by your home. FHA financing, which has its own mortgage insurance and property standards. Conventional loans, including higher-balance and jumbo programs for larger loan amounts. Refinancing an existing mortgage to change the loan type or term, or to take cash out. In Irvine, HOA dues count in a lender’s review, and some condo projects must meet lender or FHA requirements.
What to Expect
We start with your goals and timeline, then help you find a lender. The lender takes the application, reviews credit, income, assets and the property, and decides whether to issue a pre-approval or approval. You are free to compare lenders. We also serve Tustin, Lake Forest and Laguna Hills.
Talk With Jay About Financing in Irvine
Text us what you are looking for and the city, or call or text Jay at (949) 822-8702. Please mention Home Loan Page – Irvine so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Irvine Homes for Sale.
Common Financing Questions
Do I have to use your financing to work with Miamar Realty?
No. You are free to choose any lender, and it will not change how we represent you.
Can you help me find a home too?
Yes. Jay is a licensed broker and can help you search, make offers and close.
We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.
Keep Exploring
Buyer Match
Get matched to Irvine homes
Tell us what you are looking for and Jay Romero will reach out when the right homes come to market.
Selling first? Request a home value or call (949) 822-8702.
