San Bernardino Home Loans

Financing a San Bernardino Home

Buying a home in San Bernardino or refinancing the one you own starts with understanding your loan options. Miamar Realty and broker Jay Romero help you find financing and connect with lenders across San Bernardino County. The San Bernardino Transit Center connects Metrolink and bus service, and the I-10, I-215, and SR-210 serve the city.

Loan Options to Explore

Options we can help you explore include: Home equity loans and lines of credit, which are secured by your home. Refinance options for owners who want to restructure their current loan. FHA loans through FHA-approved lenders, which some first-time buyers consider. Conventional financing for buyers who fit standard lender guidelines. San Bernardino has a wide mix of condos, townhomes and single-family homes, and condo financing can have its own lender rules.

How the Loan Process Usually Works

First we talk about what you want to do, buy or refinance, and when. Then we help you line up a lender. The lender handles the application, appraisal and underwriting, and only the lender can approve a loan or set its terms. We also serve Rialto, Colton and Grand Terrace.

Talk With Jay About Financing in San Bernardino

Call or text Jay at (949) 822-8702, or send us a text with what you want to do and the property city. Please mention Home Loan Page – San Bernardino so we know which page you saw. Please do not text personal financial details. Shopping for a home? See San Bernardino Homes for Sale.

San Bernardino Home Loan FAQs

Can you help me find a home too?
Yes. Jay is a licensed broker and can help you search, make offers and close.

Can I borrow against my home equity?
Many lenders offer home equity loans and lines. Your home secures the debt, so missed payments could put it at risk.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

Keep Exploring

• San Bernardino Home Sellers Guide
• San Bernardino County city guides
• Selling with Miamar Realty