Santa Ana Hard Money Loans

Private Money for Santa Ana Investors

Investors in Santa Ana sometimes need financing a bank will not offer for a property in rough shape. Miamar Realty and broker Jay Romero help investors look for private money for business-purpose projects across Orange County. Santa Ana is the county seat of Orange County, home to the Bowers Museum, Discovery Cube, and Santa Ana College.

Business-Purpose Uses

Typical business-purpose uses include: New construction and large remodels on investment property. Rentals bought to improve, lease and later refinance. Bridge financing between one property and the next. Fix-and-flip loans for the purchase and sometimes the rehab. Small multi-unit buildings and condos in Santa Ana can be candidates for bridge or rental financing, depending on the lender.

How Asset-Based Lending Works

Private lenders focus on the real estate and the exit strategy rather than only on bank-style guidelines. Expect questions about the price, the work budget, the after-repair value and your payoff plan. Investors in Orange, Tustin and Fountain Valley can reach us the same way.

Contact Us About Santa Ana Investor Loans

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Santa Ana so we know which page you saw. Looking for property? See Santa Ana Homes for Sale.

Investor Loan Questions

What is an exit strategy?
It is how you plan to pay off the loan, usually by selling the property or refinancing into longer-term financing.

Does it cost more than a bank loan?
Usually yes. Private loans tend to have higher rates, points and fees than bank financing. Exact terms come only from the lender.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Selling a Home in Santa Ana
• Orange County city guides
• Selling with Miamar Realty