Free · No sign-up
Free Real Estate Calculators & Tools
Fourteen free tools for California buyers, sellers, homeowners and investors. No sign-up, instant results, and every result can be shared with a link.
- Mortgage CalculatorMonthly payment with California property tax, insurance, HOA and PMI.
- Affordability CalculatorSee a price range from your income, debts and down payment.
- Refinance CalculatorNew payment, monthly savings, break-even month and total interest.
- Closing Cost EstimatorTypical California buyer closing costs, shown as a low-to-high range.
- Rent vs. Buy CalculatorCompare the true cost of renting and owning over 5 to 10 years.
- First-Time Buyer ChecklistAn interactive step-by-step checklist that saves your progress.
- Seller Net SheetEstimate what you could walk away with after selling in California.
- Home Value RequestAsk Jay for a free, personal home value for your address.
- Home Prep ChecklistGet your home photo-ready and show-ready, room by room.
- Home Equity CalculatorHow much equity you have, your loan-to-value and what you could tap.
- Investment Property CalculatorCash flow, cap rate and cash-on-cash return for a rental.
- Prop 19 ExplainerWalk through California Prop 19 tax-base transfers step by step.
- Compare Two CitiesPut two Southern California city guides side by side.
- Commute CheckerCheck the drive or transit time from any home to your work.
- Life Insurance CalculatorHow much life insurance you may need, using the DIME method.
Built for California buyers, sellers and owners
Every tool uses California rules of thumb where they apply, such as Prop 13 property tax, county and city transfer taxes, and Prop 19. Results are estimates you can share by link. When you want a second opinion, Jay Romero, Broker (DRE 01343079), will review your numbers with you personally.
Frequently asked questions
Are these real estate tools free?
Yes. Every calculator and checklist on this page is free to use, with no sign-up.
Are the results a loan offer?
No. Results are estimates only and are not a loan offer, commitment, or financial, legal or tax advice. Talk to Jay for a lender referral.
Can I save my results?
Yes. Each tool puts your inputs in the page link. Use "Copy share link" to save or send it. Checklists also save on your device.
Who is behind these tools?
Miamar Realty in La Mirada, led by Jay Romero, Broker, DRE 01343079, with over 25 years in Southern California real estate.
Talk to Jay
Call or text (949) 822-8702, or send a message.
