Brea Hard Money Loans

Private Money for Brea Investors

Some Brea deals need a lender that looks first at the property and the plan. Miamar Realty helps investors and builders in Orange County find private, business-purpose financing for non-owner-occupied property. Brea is known for the Brea Mall, the walkable Downtown Brea district, and its public art program.

Common Investor Projects

Investors commonly use private money for: Rentals bought to improve, lease and later refinance. Fix-and-flip loans for the purchase and sometimes the rehab. Ground-up construction or major additions on investment lots. Bridge loans to buy before another property sells. Many Brea streets are lined with older single-family homes, which is where investors often look for dated houses to update and resell or rent.

What Private Lenders Look At

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. Investors in Placentia, Fullerton and La Habra can reach us the same way.

Talk With Jay About Your Brea Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Brea so we know which page you saw. Looking for property? See Brea Homes for Sale.

Investor Loan Questions

What do private lenders usually want to see?
The property, the price, your budget for any work and your plan to repay, such as a sale or refinance. They also review the borrower.

Can repair costs be financed?
Some private loans include rehab funds paid out in draws as work is done. It depends on the lender and the project.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Sell Your Brea House for Top Dollar
• Orange County city guides
• Selling with Miamar Realty