Colton · Homes for Sale
Colton Hard Money Loans
Colton Investor Financing
Some Colton deals need a lender that looks first at the property and the plan. Miamar Realty helps investors and builders in San Bernardino County find private, business-purpose financing for non-owner-occupied property. The city has a long railroad history, including the Colton Crossing rail junction.
What Investors Use It For
Investors commonly use private money for: Bridge financing between one property and the next. Flips: buy a dated property, improve it and sell it. Rental purchases, including small multi-unit buildings. New construction and large remodels on investment property. Colton has many older homes and small multi-unit buildings, so renovation and rental projects are common investor plans here.
What Private Lenders Look At
With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. We also serve investors in Grand Terrace, Rialto and San Bernardino.
Contact Us About Colton Investor Loans
Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Colton so we know which page you saw. Looking for property? See Colton Homes for Sale.
Colton Hard Money FAQs
Is hard money for buying my own home?
No. This page covers business-purpose loans for non-owner-occupied property only. For a home you will live in, ask about home loans.
How long does it take to close?
It depends on the lender, title, escrow and valuation. We cannot promise a closing date.
Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.
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Selling first? Request a home value or call (949) 822-8702.
