Dana Point · Homes for Sale
Dana Point Home Loans
Dana Point Purchase and Refinance Loans
Homeowners and buyers in Dana Point have several ways to finance a home. Broker Jay Romero helps you find financing for a purchase, a refinance or home equity, and works alongside lenders across Orange County. Dana Point is known for Dana Point Harbor, Doheny State Beach, and the Ocean Institute.
Loan Options to Explore
Options we can help you explore include: Conventional loans, which are not government-insured and are offered by many lenders. FHA-insured loans made by FHA-approved lenders for a primary residence. Home equity loans and lines of credit, which are secured by your home. Rate-and-term or cash-out refinancing, subject to lender guidelines. Coastal homes in Dana Point can be priced above standard loan limits, so some buyers will look at jumbo financing with their lender.
How the Loan Process Usually Works
We start with your goals and timeline, then help you find a lender. The lender takes the application, reviews credit, income, assets and the property, and decides whether to issue a pre-approval or approval. You are free to compare lenders. We also serve Laguna Beach, Laguna Hills and Mission Viejo.
Talk With Jay About Financing in Dana Point
Text us what you are looking for and the city, or call or text Jay at (949) 822-8702. Please mention Home Loan Page – Dana Point so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Dana Point Homes for Sale.
Home Loan Questions
Do I have to use your financing to work with Miamar Realty?
No. You are free to choose any lender, and it will not change how we represent you.
When does refinancing make sense?
It depends on your goals and costs. Compare the lender’s Loan Estimate with your current loan before deciding.
We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.
Keep Exploring
Buyer Match
Get matched to Dana Point homes
Tell us what you are looking for and Jay Romero will reach out when the right homes come to market.
Selling first? Request a home value or call (949) 822-8702.
