Fontana Hard Money Loans

Private Money for Fontana Investors

Some Fontana deals need a lender that looks first at the property and the plan. Miamar Realty helps investors and builders in San Bernardino County find private, business-purpose financing for non-owner-occupied property. The I-10, I-15, and SR-210 serve the city, and the north side has many newer neighborhoods.

Business-Purpose Uses

Private lenders often fund: Fix-and-flip loans for the purchase and sometimes the rehab. Construction or heavy renovation on investment property. Rentals bought to improve, lease and later refinance. Bridge financing between one property and the next. Many Fontana streets are lined with older single-family homes, which is where investors often look for dated houses to update and resell or rent.

How Hard Money Works

Private lenders focus on the real estate and the exit strategy rather than only on bank-style guidelines. Expect questions about the price, the work budget, the after-repair value and your payoff plan. Investors in Rialto, Rancho Cucamonga and Colton can reach us the same way.

Talk With Jay About Your Fontana Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Fontana so we know which page you saw. Looking for property? See Fontana Homes for Sale.

Fontana Hard Money FAQs

Can the loan be made to my LLC?
Many private lenders lend to LLCs and other entities. Ask your attorney or tax advisor how to hold title.

Does it cost more than a bank loan?
Usually yes. Private loans tend to have higher rates, points and fees than bank financing. Exact terms come only from the lender.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Sell Your Fontana Home With Jay Romero
• San Bernardino County city guides
• Selling with Miamar Realty