Loma Linda Hard Money Loans

Private Money for Loma Linda Investors

Investors in Loma Linda sometimes need financing a bank will not offer for a property in rough shape. Miamar Realty and broker Jay Romero help investors look for private money for business-purpose projects across San Bernardino County. Loma Linda is home to Loma Linda University and its medical center, along with the VA Loma Linda Healthcare System.

What Investors Use It For

Private lenders often fund: Fix-and-flip loans for the purchase and sometimes the rehab. New construction and large remodels on investment property. Buy-and-hold rentals that may later move to longer-term financing. Bridge loans to buy before another property sells. Many Loma Linda streets are lined with older single-family homes, which is where investors often look for dated houses to update and resell or rent.

How Hard Money Works

Private lenders focus on the real estate and the exit strategy rather than only on bank-style guidelines. Expect questions about the price, the work budget, the after-repair value and your payoff plan. Investors in Grand Terrace, Colton and Redlands can reach us the same way.

Contact Us About Loma Linda Investor Loans

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Loma Linda so we know which page you saw. Looking for property? See Loma Linda Homes for Sale.

Investor Loan Questions

How long does it take to close?
It depends on the lender, title, escrow and valuation. We cannot promise a closing date.

Can the loan be made to my LLC?
Many private lenders lend to LLCs and other entities. Ask your attorney or tax advisor how to hold title.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Loma Linda Home Sellers Guide
• San Bernardino County city guides
• Selling with Miamar Realty