Riverside Hard Money Loans

Private Money for Riverside Investors

Some Riverside deals need a lender that looks first at the property and the plan. Miamar Realty helps investors and builders in Riverside County find private, business-purpose financing for non-owner-occupied property. Riverside is the county seat, home to UC Riverside, California Baptist University, and the historic Mission Inn.

Common Investor Projects

Investors commonly use private money for: Buy-and-hold rentals that may later move to longer-term financing. Bridge financing when an investor wants to buy before selling another property. New construction and large remodels on investment property. Flips: buy a dated property, improve it and sell it. Older and historic homes in Riverside can make careful renovation budgets, permits and inspections part of the lending conversation.

How Asset-Based Lending Works

Hard money is asset-based. A private lender looks mainly at the property, its value after any planned work and your plan to repay, usually by selling or refinancing. Lenders still review the borrower, and terms are usually short. Investors in Grand Terrace, Colton and Norco can reach us the same way.

Start a Conversation About Your Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Riverside so we know which page you saw. Looking for property? See Riverside Homes for Sale.

Common Questions

How long does it take to close?
It depends on the lender, title, escrow and valuation. We cannot promise a closing date.

What is an exit strategy?
It is how you plan to pay off the loan, usually by selling the property or refinancing into longer-term financing.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Sell Your Riverside Home With Jay Romero
• Riverside County city guides
• Selling with Miamar Realty