Riverside · Homes for Sale
Riverside Home Loans
Riverside Purchase and Refinance Loans
Whether you are buying your first Riverside home, moving up or refinancing, the right loan depends on your goals. Jay Romero of Miamar Realty helps you find financing that fits, in Riverside and the Western Riverside County area. Riverside is the county seat, home to UC Riverside, California Baptist University, and the historic Mission Inn.
Financing Choices for Riverside Homes
Options we can help you explore include: Conventional loans, including higher-balance and jumbo programs for larger loan amounts. Home equity loans and lines of credit, which are secured by your home. Refinance options for owners who want to restructure their current loan. FHA financing, which has its own mortgage insurance and property standards. Riverside has many older and character homes, and appraisal and condition can play a bigger part in financing them.
How We Help
First we talk about what you want to do, buy or refinance, and when. Then we help you line up a lender. The lender handles the application, appraisal and underwriting, and only the lender can approve a loan or set its terms. We also serve Grand Terrace, Colton and Norco.
Get Started on Your Riverside Home Loan
Text us what you are looking for and the city, or call or text Jay at (949) 822-8702. Please mention Home Loan Page – Riverside so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Riverside Homes for Sale.
Riverside Home Loan FAQs
What does a lender usually review?
Credit, income, assets, debts and the property, including an appraisal. Please do not send sensitive documents by text.
Do I need a pre-approval before making an offer?
Most sellers expect one. The lender issues it after reviewing your information.
We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.
Keep Exploring
Buyer Match
Get matched to Riverside homes
Tell us what you are looking for and Jay Romero will reach out when the right homes come to market.
Selling first? Request a home value or call (949) 822-8702.
