Victorville Hard Money Loans

Private Money for Victorville Investors

Some Victorville deals need a lender that looks first at the property and the plan. Miamar Realty helps investors and builders in San Bernardino County find private, business-purpose financing for non-owner-occupied property. Victor Valley College and the Southern California Logistics Airport, the former George Air Force Base, are here.

Common Investor Projects

Private lenders often fund: Buy-and-hold rentals that may later move to longer-term financing. Fix-and-flip: buy a house that needs work, renovate it and resell it. New construction and large remodels on investment property. Bridge financing when an investor wants to buy before selling another property. Larger high desert parcels near Victorville can raise access, well and septic questions for private lenders.

How Hard Money Works

Hard money is asset-based. A private lender looks mainly at the property, its value after any planned work and your plan to repay, usually by selling or refinancing. Lenders still review the borrower, and terms are usually short. We also serve investors in Hesperia, San Bernardino and Rialto.

Start a Conversation About Your Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Victorville so we know which page you saw. Looking for property? See Victorville Homes for Sale.

Common Questions

Can repair costs be financed?
Some private loans include rehab funds paid out in draws as work is done. It depends on the lender and the project.

What do private lenders usually want to see?
The property, the price, your budget for any work and your plan to repay, such as a sale or refinance. They also review the borrower.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Selling a Home in Victorville
• San Bernardino County city guides
• Selling with Miamar Realty