Arcadia Hard Money Loans

Arcadia Investor Financing

Private money, often called hard money, is short-term financing secured by real estate. If you invest in Arcadia or close by, Jay Romero of Miamar Realty can help you explore whether it fits your next purchase or project. Westfield Santa Anita is one of the San Gabriel Valley’s largest shopping centers.

Business-Purpose Uses

Investors commonly use private money for: Rental purchases, including small multi-unit buildings. Construction or heavy renovation on investment property. Bridge financing between one property and the next. Flips: buy a dated property, improve it and sell it. Many Arcadia streets are lined with older single-family homes, which is where investors often look for dated houses to update and resell or rent.

How Hard Money Works

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. We also serve investors in Temple City, Monrovia and El Monte.

Talk With Jay About Your Arcadia Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Arcadia so we know which page you saw. Looking for property? See Arcadia Homes for Sale.

Common Questions

Does it cost more than a bank loan?
Usually yes. Private loans tend to have higher rates, points and fees than bank financing. Exact terms come only from the lender.

Can the loan be made to my LLC?
Many private lenders lend to LLCs and other entities. Ask your attorney or tax advisor how to hold title.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Arcadia Luxury Home Sellers
• Selling a Home in Arcadia
• Los Angeles County city guides
• Selling with Miamar Realty