Artesia Hard Money Loans

Private Money for Artesia Investors

Investors in Artesia sometimes need financing a bank will not offer for a property in rough shape. Miamar Realty and broker Jay Romero help investors look for private money for business-purpose projects across Los Angeles County. Artesia is a compact city of under two square miles, surrounded by Cerritos, Norwalk, and Bellflower.

Business-Purpose Uses

Typical business-purpose uses include: Construction or heavy renovation on investment property. Bridge loans to buy before another property sells. Fix-and-flip loans for the purchase and sometimes the rehab. Rentals bought to improve, lease and later refinance. Older housing stock in Artesia means some properties need permits reviewed, systems replaced or units updated before they can be resold or rented.

How Hard Money Works

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. Investors in Cerritos, Hawaiian Gardens and La Palma can reach us the same way.

Talk With Jay About Your Artesia Project

Send us a text with the property city and what you plan to do, or call or text Jay at (949) 822-8702. Please mention Hard Money Page – Artesia so we know which page you saw. Looking for property? See Artesia Homes for Sale.

Investor Loan Questions

What is an exit strategy?
It is how you plan to pay off the loan, usually by selling the property or refinancing into longer-term financing.

Is hard money for buying my own home?
No. This page covers business-purpose loans for non-owner-occupied property only. For a home you will live in, ask about home loans.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Artesia Home Sellers Guide
• Los Angeles County city guides
• Selling with Miamar Realty