Avalon Hard Money Loans

Avalon Investor Financing

Investors in Avalon sometimes need financing a bank will not offer for a property in rough shape. Miamar Realty and broker Jay Romero help investors look for private money for business-purpose projects across Los Angeles County. Visitors and residents reach the island by passenger ferry from mainland ports such as Long Beach and San Pedro.

What Investors Use It For

Investors commonly use private money for: Fix-and-flip loans for the purchase and sometimes the rehab. New construction and large remodels on investment property. Bridge financing when an investor wants to buy before selling another property. Rental purchases, including small multi-unit buildings. On Catalina Island, renovation timing and costs can depend on ferry schedules, which belongs in any project plan.

How Asset-Based Lending Works

Hard money is asset-based. A private lender looks mainly at the property, its value after any planned work and your plan to repay, usually by selling or refinancing. Lenders still review the borrower, and terms are usually short. Investors in Lomita, Long Beach and Signal Hill can reach us the same way.

Start a Conversation About Your Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Avalon so we know which page you saw. Looking for property? See Avalon Homes for Sale.

Avalon Hard Money FAQs

How long does it take to close?
It depends on the lender, title, escrow and valuation. We cannot promise a closing date.

Can the loan be made to my LLC?
Many private lenders lend to LLCs and other entities. Ask your attorney or tax advisor how to hold title.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Sell Your Home in Avalon
• Los Angeles County city guides
• Selling with Miamar Realty