Calabasas Hard Money Loans

Private Money for Calabasas Investors

Buying a Calabasas property to renovate, rent or resell is a business decision, and the financing differs from a regular home loan. Jay Romero helps investors connect with private lenders for non-owner-occupied real estate in the Conejo & Santa Monica Mountains area. Calabasas, incorporated in 1991, is the newest city in Los Angeles County.

Common Investor Projects

Private lenders often fund: Buy-and-hold rentals that may later move to longer-term financing. Bridge loans to buy before another property sells. Construction or heavy renovation on investment property. Flips: buy a dated property, improve it and sell it. Much of Calabasas is planned communities, so investors should check HOA rules on rentals and exterior work before choosing a loan plan.

How Hard Money Works

Private lenders focus on the real estate and the exit strategy rather than only on bank-style guidelines. Expect questions about the price, the work budget, the after-repair value and your payoff plan. Investors in Malibu, Santa Monica and San Fernando can reach us the same way.

Start a Conversation About Your Project

Send us a text with the property city and what you plan to do, or call or text Jay at (949) 822-8702. Please mention Hard Money Page – Calabasas so we know which page you saw. Looking for property? See Calabasas Homes for Sale.

Common Questions

Does it cost more than a bank loan?
Usually yes. Private loans tend to have higher rates, points and fees than bank financing. Exact terms come only from the lender.

Is hard money for buying my own home?
No. This page covers business-purpose loans for non-owner-occupied property only. For a home you will live in, ask about home loans.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

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