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El Segundo · Homes for Sale

El Segundo Home Loans

Get Matched to El Segundo Homes
Call (949) 822-8702

Home Loans in El Segundo

Buying a home in El Segundo or refinancing the one you own starts with understanding your loan options. Miamar Realty and broker Jay Romero help you find financing and connect with lenders across Los Angeles County. Downtown El Segundo along Main Street has a small-town feel close to the beach.

Loan Options to Explore

Common choices include: Home equity financing for owners who want to borrow against their home. Refinance options for owners who want to restructure their current loan. Conventional loans, which are not government-insured and are offered by many lenders. FHA-insured loans made by FHA-approved lenders for a primary residence. El Segundo has many older homes, and some loan types have property standards, so the condition of the house can matter for financing.

How We Help

First we talk about what you want to do, buy or refinance, and when. Then we help you line up a lender. The lender handles the application, appraisal and underwriting, and only the lender can approve a loan or set its terms. We also serve Manhattan Beach, Lawndale and Hawthorne.

Talk With Jay About Financing in El Segundo

Text us what you are looking for and the city, or call or text Jay at (949) 822-8702. Please mention Home Loan Page – El Segundo so we know which page you saw. Please do not text personal financial details. Shopping for a home? See El Segundo Homes for Sale.

Common Financing Questions

Do I need a pre-approval before making an offer?
Most sellers expect one. The lender issues it after reviewing your information.

Can you help me find a home too?
Yes. Jay is a licensed broker and can help you search, make offers and close.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

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Estimate only. Not a loan offer, commitment, or financial, legal or tax advice. Figures are general and based on the numbers you enter. Rates and terms are set by lenders and are not promised here. Talk to Jay for a lender referral.

Talk to Jay about these numbers

Jay Romero, Broker (DRE 01343079), with over 25 years in Southern California real estate, will follow up personally. Your numbers are included so you don't have to repeat them.

Buyer Match

Get matched to El Segundo homes

Tell us what you are looking for and Jay Romero will reach out when the right homes come to market.

Selling first? Request a home value or call (949) 822-8702.

Miamar – Buyer Match