La Mirada · Homes for Sale
La Mirada Home Loans
La Mirada Purchase and Refinance Loans
Buying a home in La Mirada or refinancing the one you own starts with understanding your loan options. Miamar Realty and broker Jay Romero help you find financing and connect with lenders across Los Angeles County. La Mirada is in Southeast Los Angeles County on the Orange County line, and it is home to the Miamar Realty office on Firestone Boulevard.
Purchase, Refinance and Equity Options
Common choices include: Rate-and-term or cash-out refinancing, subject to lender guidelines. Conventional loans, which are not government-insured and are offered by many lenders. FHA loans through FHA-approved lenders, which some first-time buyers consider. Home equity loans and lines of credit, which are secured by your home. For La Mirada single-family homes, buyers and owners often compare conventional and FHA options with their lender.
What to Expect
We start with your goals and timeline, then help you find a lender. The lender takes the application, reviews credit, income, assets and the property, and decides whether to issue a pre-approval or approval. You are free to compare lenders. We also serve La Habra, Santa Fe Springs and La Palma.
Contact Us About La Mirada Financing
Call or text Jay at (949) 822-8702, or send us a text with what you want to do and the property city. Please mention Home Loan Page – La Mirada so we know which page you saw. Please do not text personal financial details. Shopping for a home? See La Mirada Homes for Sale.
Common Financing Questions
What does a lender usually review?
Credit, income, assets, debts and the property, including an appraisal. Please do not send sensitive documents by text.
Do I have to use your financing to work with Miamar Realty?
No. You are free to choose any lender, and it will not change how we represent you.
We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.
Keep Exploring
Buyer Match
Get matched to La Mirada homes
Tell us what you are looking for and Jay Romero will reach out when the right homes come to market.
Selling first? Request a home value or call (949) 822-8702.
