Southern California home at dusk

Lawndale · Homes for Sale

Lawndale Hard Money Loans


Private Money for Lawndale Investors

Private money, often called hard money, is short-term financing secured by real estate. If you invest in Lawndale or close by, Jay Romero of Miamar Realty can help you explore whether it fits your next purchase or project. Lawndale is a small South Bay city along the I-405, between Hawthorne, Redondo Beach, and Torrance.

Common Investor Projects

Investors commonly use private money for: Rentals bought to improve, lease and later refinance. Ground-up construction or major additions on investment lots. Fix-and-flip loans for the purchase and sometimes the rehab. Bridge financing when an investor wants to buy before selling another property. Older housing stock in Lawndale means some properties need permits reviewed, systems replaced or units updated before they can be resold or rented.

How Hard Money Works

Hard money is asset-based. A private lender looks mainly at the property, its value after any planned work and your plan to repay, usually by selling or refinancing. Lenders still review the borrower, and terms are usually short. We also serve investors in Hawthorne, Gardena and Manhattan Beach.

Contact Us About Lawndale Investor Loans

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Lawndale so we know which page you saw. Looking for property? See Lawndale Homes for Sale.

Lawndale Hard Money FAQs

Can repair costs be financed?
Some private loans include rehab funds paid out in draws as work is done. It depends on the lender and the project.

Does it cost more than a bank loan?
Usually yes. Private loans tend to have higher rates, points and fees than bank financing. Exact terms come only from the lender.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

Free tool · No sign-up

Investment Property Calculator

Example rate only.
Monthly cash flow—
Cap rate
—
Cash-on-cash return
—
Net operating income (per year)
—
Mortgage P&I (per month)
—
Operating expenses (per month)
—
Total cash invested
—
Debt service coverage ratio
—
Gross rent multiplier
—

Estimate only. Not a loan offer, commitment, or financial, legal or tax advice. Figures are general and based on the numbers you enter. Rates and terms are set by lenders and are not promised here. Talk to Jay for a lender referral.

Talk to Jay about these numbers

Jay Romero, Broker (DRE 01343079), with over 25 years in Southern California real estate, will follow up personally. Your numbers are included so you don't have to repeat them.

Buyer Match

Get matched to Lawndale homes

Tell us what you are looking for and Jay Romero will reach out when the right homes come to market.

Selling first? Request a home value or call (949) 822-8702.

Miamar – Buyer Match