Paramount Home Loans

Home Loans in Paramount

A home loan is often the biggest financial decision in a move. If you are buying or refinancing in Paramount, Miamar Realty can help you understand the main loan types and line you up with a lender. The city sits between Downey, Bellflower, Lynwood, and Long Beach, close to the SR-91 and I-710.

Loan Options to Explore

Depending on your situation, you may look at: Conventional loans, which are not government-insured and are offered by many lenders. FHA loans through FHA-approved lenders, which some first-time buyers consider. Rate-and-term or cash-out refinancing, subject to lender guidelines. Home equity loans and lines of credit, which are secured by your home. Paramount has many older homes, and some loan types have property standards, so the condition of the house can matter for financing.

How We Help

First we talk about what you want to do, buy or refinance, and when. Then we help you line up a lender. The lender handles the application, appraisal and underwriting, and only the lender can approve a loan or set its terms. Buyers and owners in Bellflower, Lynwood and Downey can reach us the same way.

Talk With Jay About Financing in Paramount

Call or text Jay at (949) 822-8702, or send us a text with what you want to do and the property city. Please mention Home Loan Page – Paramount so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Paramount Homes for Sale.

Home Loan Questions

Can you tell me my rate?
Rates and terms come only from the lender after it reviews your application. We do not quote rates on this page.

Do I have to use your financing to work with Miamar Realty?
No. You are free to choose any lender, and it will not change how we represent you.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

Keep Exploring

• Sell Your Paramount Home With Jay Romero
• Los Angeles County city guides
• Selling with Miamar Realty