Pasadena Home Loans

Financing a Pasadena Home

Buying a home in Pasadena or refinancing the one you own starts with understanding your loan options. Miamar Realty and broker Jay Romero help you find financing and connect with lenders across Los Angeles County. Old Pasadena and the Playhouse District are its main shopping areas, and the Metro A Line runs through the city.

Loan Options to Explore

Depending on your situation, you may look at: Conventional loans, which are not government-insured and are offered by many lenders. FHA financing, which has its own mortgage insurance and property standards. Home equity financing for owners who want to borrow against their home. Rate-and-term or cash-out refinancing, subject to lender guidelines. Character homes in Pasadena can need extra attention to condition and appraisal during the loan process.

How We Help

First we talk about what you want to do, buy or refinance, and when. Then we help you line up a lender. The lender handles the application, appraisal and underwriting, and only the lender can approve a loan or set its terms. Buyers and owners in San Marino, Alhambra and Temple City can reach us the same way.

Talk With Jay About Financing in Pasadena

Call or text Jay at (949) 822-8702, or send us a text with what you want to do and the property city. Please mention Home Loan Page – Pasadena so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Pasadena Homes for Sale.

Common Financing Questions

What does a lender usually review?
Credit, income, assets, debts and the property, including an appraisal. Please do not send sensitive documents by text.

Do I need a pre-approval before making an offer?
Most sellers expect one. The lender issues it after reviewing your information.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

Keep Exploring

• Pasadena Luxury Home Sellers
• Sell Your Home in Pasadena
• Los Angeles County city guides
• Selling with Miamar Realty