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San Fernando · Homes for Sale

San Fernando Hard Money Loans


Private Money for San Fernando Investors

Private money, often called hard money, is short-term financing secured by real estate. If you invest in San Fernando or close by, Jay Romero of Miamar Realty can help you explore whether it fits your next purchase or project. San Fernando Road and the historic downtown mall are at the city’s center.

What Investors Use It For

Investors commonly use private money for: New construction and large remodels on investment property. Rentals bought to improve, lease and later refinance. Bridge loans to buy before another property sells. Flips: buy a dated property, improve it and sell it. San Fernando has many older homes and small multi-unit buildings, so renovation and rental projects are common investor plans here.

How Hard Money Works

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. We also serve investors in Burbank, Santa Clarita and Glendale.

Start a Conversation About Your Project

Send us a text with the property city and what you plan to do, or call or text Jay at (949) 822-8702. Please mention Hard Money Page – San Fernando so we know which page you saw. Looking for property? See San Fernando Homes for Sale.

Investor Loan Questions

What is an exit strategy?
It is how you plan to pay off the loan, usually by selling the property or refinancing into longer-term financing.

Can the loan be made to my LLC?
Many private lenders lend to LLCs and other entities. Ask your attorney or tax advisor how to hold title.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

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Jay Romero, Broker (DRE 01343079), with over 25 years in Southern California real estate, will follow up personally. Your numbers are included so you don't have to repeat them.

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