Santa Clarita · Homes for Sale
Santa Clarita Home Loans
Santa Clarita Purchase and Refinance Loans
Whether you are buying your first Santa Clarita home, moving up or refinancing, the right loan depends on your goals. Jay Romero of Miamar Realty helps you find financing that fits, in Santa Clarita and the Valleys & Foothills area. The I-5 and SR-14 freeways and several Metrolink stations connect the valley to Los Angeles.
Financing Choices for Santa Clarita Homes
Depending on your situation, you may look at: FHA-insured loans made by FHA-approved lenders for a primary residence. Home equity loans and lines of credit, which are secured by your home. Conventional loans, which are not government-insured and are offered by many lenders. Refinance options for owners who want to restructure their current loan. In Santa Clarita, HOA dues count in a lender’s review, and some condo projects must meet lender or FHA requirements.
How We Help
Most loans follow the same path: an application with a lender, documentation of income and assets, an appraisal of the home and underwriting. We help you find financing and keep the steps clear, and you can shop with any lender you like. Buyers and owners in San Fernando, Burbank and Calabasas can reach us the same way.
Contact Us About Santa Clarita Financing
Text us what you are looking for and the city, or call or text Jay at (949) 822-8702. Please mention Home Loan Page – Santa Clarita so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Santa Clarita Homes for Sale.
Common Financing Questions
Do I need a pre-approval before making an offer?
Most sellers expect one. The lender issues it after reviewing your information.
When does refinancing make sense?
It depends on your goals and costs. Compare the lender’s Loan Estimate with your current loan before deciding.
We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.
Keep Exploring
Buyer Match
Get matched to Santa Clarita homes
Tell us what you are looking for and Jay Romero will reach out when the right homes come to market.
Selling first? Request a home value or call (949) 822-8702.
