Whittier Hard Money Loans

Whittier Investor Financing

Private money, often called hard money, is short-term financing secured by real estate. If you invest in Whittier or close by, Jay Romero of Miamar Realty can help you explore whether it fits your next purchase or project. Whittier borders La Mirada and is minutes from our office.

Common Investor Projects

Private lenders often fund: New construction and large remodels on investment property. Bridge loans to buy before another property sells. Fix-and-flip loans for the purchase and sometimes the rehab. Rental purchases, including small multi-unit buildings. Whittier has many character homes, and renovation plans may need to respect local historic rules, which can affect budget and timing.

How Asset-Based Lending Works

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. We also serve investors in Santa Fe Springs, Pico Rivera and La Mirada.

Start a Conversation About Your Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Whittier so we know which page you saw. Looking for property? See Whittier Homes for Sale.

Common Questions

How long does it take to close?
It depends on the lender, title, escrow and valuation. We cannot promise a closing date.

Can repair costs be financed?
Some private loans include rehab funds paid out in draws as work is done. It depends on the lender and the project.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Sell Your Whittier Home With Jay Romero
• Los Angeles County city guides
• Selling with Miamar Realty