Whittier Home Loans

Financing a Whittier Home

Whether you are buying your first Whittier home, moving up or refinancing, the right loan depends on your goals. Jay Romero of Miamar Realty helps you find financing that fits, in Whittier and the Southeast LA County (Gateway Cities) area. Whittier College and the Uptown Whittier historic downtown are here, with the Puente Hills along the city’s north side.

Loan Options to Explore

Depending on your situation, you may look at: FHA loans through FHA-approved lenders, which some first-time buyers consider. Conventional loans, including higher-balance and jumbo programs for larger loan amounts. Refinancing an existing mortgage to change the loan type or term, or to take cash out. Home equity loans and lines of credit, which are secured by your home. Whittier has many older and character homes, and appraisal and condition can play a bigger part in financing them.

How We Help

We start with your goals and timeline, then help you find a lender. The lender takes the application, reviews credit, income, assets and the property, and decides whether to issue a pre-approval or approval. You are free to compare lenders. We also serve Santa Fe Springs, Pico Rivera and La Mirada.

Talk With Jay About Financing in Whittier

Text us what you are looking for and the city, or call or text Jay at (949) 822-8702. Please mention Home Loan Page – Whittier so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Whittier Homes for Sale.

Whittier Home Loan FAQs

Can I borrow against my home equity?
Many lenders offer home equity loans and lines. Your home secures the debt, so missed payments could put it at risk.

Can you tell me my rate?
Rates and terms come only from the lender after it reviews your application. We do not quote rates on this page.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

Keep Exploring

• Sell Your Whittier Home With Jay Romero
• Los Angeles County city guides
• Selling with Miamar Realty