Commerce Home Loans

Commerce Purchase and Refinance Loans

Homeowners and buyers in Commerce have several ways to finance a home. Broker Jay Romero helps you find financing for a purchase, a refinance or home equity, and works alongside lenders across Los Angeles County. Commerce is primarily an industrial and commercial city, home to the Citadel Outlets and the Commerce Casino.

Purchase, Refinance and Equity Options

Common choices include: FHA financing, which has its own mortgage insurance and property standards. Home equity financing for owners who want to borrow against their home. Refinance options for owners who want to restructure their current loan. Conventional loans, which are not government-insured and are offered by many lenders. Many Commerce buyers are shopping for a first or move-up home and want to understand their loan options early.

How the Loan Process Usually Works

Most loans follow the same path: an application with a lender, documentation of income and assets, an appraisal of the home and underwriting. We help you find financing and keep the steps clear, and you can shop with any lender you like. We also serve Bell, Bell Gardens and Maywood.

Contact Us About Commerce Financing

Call or text Jay at (949) 822-8702, or send us a text with what you want to do and the property city. Please mention Home Loan Page – Commerce so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Commerce Homes for Sale.

Common Financing Questions

What does a lender usually review?
Credit, income, assets, debts and the property, including an appraisal. Please do not send sensitive documents by text.

Can I borrow against my home equity?
Many lenders offer home equity loans and lines. Your home secures the debt, so missed payments could put it at risk.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

Keep Exploring

• Sell Your Home in Commerce
• Los Angeles County city guides
• Selling with Miamar Realty