Downey Hard Money Loans

Hard Money Loans in Downey

Private money, often called hard money, is short-term financing secured by real estate. If you invest in Downey or close by, Jay Romero of Miamar Realty can help you explore whether it fits your next purchase or project. The I-5, I-105, and I-605 freeways all serve the city, and the Metro C Line stops at Lakewood Boulevard.

Common Investor Projects

Typical business-purpose uses include: Rental purchases, including small multi-unit buildings. Bridge financing when an investor wants to buy before selling another property. Fix-and-flip loans for the purchase and sometimes the rehab. New construction and large remodels on investment property. Many Downey streets are lined with older single-family homes, which is where investors often look for dated houses to update and resell or rent.

What Private Lenders Look At

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. Investors in Bell Gardens, Paramount and Norwalk can reach us the same way.

Contact Us About Downey Investor Loans

Send us a text with the property city and what you plan to do, or call or text Jay at (949) 822-8702. Please mention Hard Money Page – Downey so we know which page you saw. Looking for property? See Downey Homes for Sale.

Downey Hard Money FAQs

Can repair costs be financed?
Some private loans include rehab funds paid out in draws as work is done. It depends on the lender and the project.

What is an exit strategy?
It is how you plan to pay off the loan, usually by selling the property or refinancing into longer-term financing.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Sell Your Home in Downey
• Los Angeles County city guides
• Selling with Miamar Realty