Downey Home Loans

Downey Purchase and Refinance Loans

A home loan is often the biggest financial decision in a move. If you are buying or refinancing in Downey, Miamar Realty can help you understand the main loan types and line you up with a lender. The I-5, I-105, and I-605 freeways all serve the city, and the Metro C Line stops at Lakewood Boulevard.

Purchase, Refinance and Equity Options

Options we can help you explore include: Home equity loans and lines of credit, which are secured by your home. Conventional loans, including higher-balance and jumbo programs for larger loan amounts. FHA-insured loans made by FHA-approved lenders for a primary residence. Refinancing an existing mortgage to change the loan type or term, or to take cash out. For Downey single-family homes, buyers and owners often compare conventional and FHA options with their lender.

What to Expect

First we talk about what you want to do, buy or refinance, and when. Then we help you line up a lender. The lender handles the application, appraisal and underwriting, and only the lender can approve a loan or set its terms. We also serve Bell Gardens, Paramount and Norwalk.

Get Started on Your Downey Home Loan

Call or text Jay at (949) 822-8702, or send us a text with what you want to do and the property city. Please mention Home Loan Page – Downey so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Downey Homes for Sale.

Common Financing Questions

What does a lender usually review?
Credit, income, assets, debts and the property, including an appraisal. Please do not send sensitive documents by text.

Do I need a pre-approval before making an offer?
Most sellers expect one. The lender issues it after reviewing your information.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

Keep Exploring

• Sell Your Home in Downey
• Los Angeles County city guides
• Selling with Miamar Realty