Hawaiian Gardens Hard Money Loans

Private Money for Hawaiian Gardens Investors

Some Hawaiian Gardens deals need a lender that looks first at the property and the plan. Miamar Realty helps investors and builders in Los Angeles County find private, business-purpose financing for non-owner-occupied property. The Gardens Casino is one of the city’s largest employers.

Common Investor Projects

Investors commonly use private money for: Bridge financing when an investor wants to buy before selling another property. Buy-and-hold rentals that may later move to longer-term financing. Fix-and-flip: buy a house that needs work, renovate it and resell it. Construction or heavy renovation on investment property. Older housing stock in Hawaiian Gardens means some properties need permits reviewed, systems replaced or units updated before they can be resold or rented.

How Asset-Based Lending Works

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. We also serve investors in Cypress, La Palma and Cerritos.

Talk With Jay About Your Hawaiian Gardens Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Hawaiian Gardens so we know which page you saw. Looking for property? See Hawaiian Gardens Homes for Sale.

Hawaiian Gardens Hard Money FAQs

Does it cost more than a bank loan?
Usually yes. Private loans tend to have higher rates, points and fees than bank financing. Exact terms come only from the lender.

What is an exit strategy?
It is how you plan to pay off the loan, usually by selling the property or refinancing into longer-term financing.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Sell Your Hawaiian Gardens Home With Jay Romero
• Los Angeles County city guides
• Selling with Miamar Realty