Lomita Hard Money Loans

Lomita Investor Financing

Buying a Lomita property to renovate, rent or resell is a business decision, and the financing differs from a regular home loan. Jay Romero helps investors connect with private lenders for non-owner-occupied real estate in the South Bay area. Lomita is a small South Bay city between Torrance and the Palos Verdes Peninsula.

What Investors Use It For

Typical business-purpose uses include: Bridge financing when an investor wants to buy before selling another property. Rentals bought to improve, lease and later refinance. Ground-up construction or major additions on investment lots. Fix-and-flip: buy a house that needs work, renovate it and resell it. Older housing stock in Lomita means some properties need permits reviewed, systems replaced or units updated before they can be resold or rented.

How Hard Money Works

Private lenders focus on the real estate and the exit strategy rather than only on bank-style guidelines. Expect questions about the price, the work budget, the after-repair value and your payoff plan. We also serve investors in Torrance, Carson and Lawndale.

Contact Us About Lomita Investor Loans

Send us a text with the property city and what you plan to do, or call or text Jay at (949) 822-8702. Please mention Hard Money Page – Lomita so we know which page you saw. Looking for property? See Lomita Homes for Sale.

Investor Loan Questions

Can you help me find the property too?
Yes. Jay is a licensed broker and can help you find and buy investment property. Using our financing help is never required.

Is hard money for buying my own home?
No. This page covers business-purpose loans for non-owner-occupied property only. For a home you will live in, ask about home loans.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Selling a Home in Lomita
• Los Angeles County city guides
• Selling with Miamar Realty