Long Beach Hard Money Loans

Private Money for Long Beach Investors

Buying a Long Beach property to renovate, rent or resell is a business decision, and the financing differs from a regular home loan. Jay Romero helps investors connect with private lenders for non-owner-occupied real estate in the Long Beach, Harbor & Catalina area. Neighborhoods range from downtown high-rises to historic districts like Bluff Park and Belmont Heights.

What Investors Use It For

Investors commonly use private money for: Buy-and-hold rentals that may later move to longer-term financing. Bridge loans to buy before another property sells. Construction or heavy renovation on investment property. Flips: buy a dated property, improve it and sell it. Small multi-unit buildings and condos in Long Beach can be candidates for bridge or rental financing, depending on the lender.

What Private Lenders Look At

Hard money is asset-based. A private lender looks mainly at the property, its value after any planned work and your plan to repay, usually by selling or refinancing. Lenders still review the borrower, and terms are usually short. We also serve investors in Signal Hill, Lakewood and Carson.

Contact Us About Long Beach Investor Loans

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Long Beach so we know which page you saw. Looking for property? See Long Beach Homes for Sale.

Long Beach Hard Money FAQs

Is hard money for buying my own home?
No. This page covers business-purpose loans for non-owner-occupied property only. For a home you will live in, ask about home loans.

What is an exit strategy?
It is how you plan to pay off the loan, usually by selling the property or refinancing into longer-term financing.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Luxury Home Sales in Long Beach With Jay Romero
• Sell Your Home in Long Beach
• Los Angeles County city guides
• Selling with Miamar Realty