Malibu Hard Money Loans

Malibu Investor Financing

Private money, often called hard money, is short-term financing secured by real estate. If you invest in Malibu or close by, Jay Romero of Miamar Realty can help you explore whether it fits your next purchase or project. Malibu stretches along Pacific Coast Highway between the Santa Monica Mountains and the ocean.

What Investors Use It For

Investors commonly use private money for: Bridge financing between one property and the next. Rentals bought to improve, lease and later refinance. Flips: buy a dated property, improve it and sell it. Ground-up construction or major additions on investment lots. Near the coast in Malibu, renovation and rebuild projects can involve extra permit review, which lenders will want to see in your plan.

How Asset-Based Lending Works

Hard money is asset-based. A private lender looks mainly at the property, its value after any planned work and your plan to repay, usually by selling or refinancing. Lenders still review the borrower, and terms are usually short. We also serve investors in Calabasas, Santa Monica and El Segundo.

Talk With Jay About Your Malibu Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Malibu so we know which page you saw. Looking for property? See Malibu Homes for Sale.

Common Questions

Can you help me find the property too?
Yes. Jay is a licensed broker and can help you find and buy investment property. Using our financing help is never required.

What do private lenders usually want to see?
The property, the price, your budget for any work and your plan to repay, such as a sale or refinance. They also review the borrower.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• High-Value Home Sellers in Malibu
• Sell Your Malibu Home With Jay Romero
• Los Angeles County city guides
• Selling with Miamar Realty