Malibu Home Loans

Home Loans in Malibu

Whether you are buying your first Malibu home, moving up or refinancing, the right loan depends on your goals. Jay Romero of Miamar Realty helps you find financing that fits, in Malibu and the Conejo & Santa Monica Mountains area. Parts of Malibu were affected by recent wildfires, so rebuilding, permits, and insurance are common topics in local sales.

Loan Options to Explore

Options we can help you explore include: Home equity loans and lines of credit, which are secured by your home. Rate-and-term or cash-out refinancing, subject to lender guidelines. Conventional loans, which are not government-insured and are offered by many lenders. FHA loans through FHA-approved lenders, which some first-time buyers consider. Coastal homes in Malibu can be priced above standard loan limits, so some buyers will look at jumbo financing with their lender.

How We Help

First we talk about what you want to do, buy or refinance, and when. Then we help you line up a lender. The lender handles the application, appraisal and underwriting, and only the lender can approve a loan or set its terms. We also serve Calabasas, Santa Monica and El Segundo.

Contact Us About Malibu Financing

Call or text Jay at (949) 822-8702, or send us a text with what you want to do and the property city. Please mention Home Loan Page – Malibu so we know which page you saw. Please do not text personal financial details. Shopping for a home? See Malibu Homes for Sale.

Common Financing Questions

Is an FHA loan only for first-time buyers?
No. FHA loans are for a primary residence and have their own property and mortgage insurance rules. The lender decides eligibility.

Can you help me find a home too?
Yes. Jay is a licensed broker and can help you search, make offers and close.

We help you find financing. Loans are made by third-party lenders, not by Miamar Realty. Jay Romero, DRE 01343079. Real estate broker, California Department of Real Estate. If Jay also helps you buy or sell, he may be paid in both roles. You may use any lender. Not affiliated with HUD, FHA or any government agency. Home equity loans are secured by your home. This is not a commitment to lend. All loans are subject to credit approval, property approval and underwriting. Programs can change, and not all applicants qualify. Equal Housing Opportunity.

Keep Exploring

• High-Value Home Sellers in Malibu
• Sell Your Malibu Home With Jay Romero
• Los Angeles County city guides
• Selling with Miamar Realty