Manhattan Beach Hard Money Loans

Hard Money Loans in Manhattan Beach

Investors in Manhattan Beach sometimes need financing a bank will not offer for a property in rough shape. Miamar Realty and broker Jay Romero help investors look for private money for business-purpose projects across Los Angeles County. Manhattan Beach is a South Bay beach city known for its pier, The Strand, and the steep climb at Sand Dune Park.

Business-Purpose Uses

Private lenders often fund: Flips: buy a dated property, improve it and sell it. Ground-up construction or major additions on investment lots. Bridge financing when an investor wants to buy before selling another property. Buy-and-hold rentals that may later move to longer-term financing. Near the coast in Manhattan Beach, renovation and rebuild projects can involve extra permit review, which lenders will want to see in your plan.

How Hard Money Works

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. Investors in El Segundo, Lawndale and Hawthorne can reach us the same way.

Start a Conversation About Your Project

Call or text Jay at (949) 822-8702, or text us about your project with the property city and your plan. Please mention Hard Money Page – Manhattan Beach so we know which page you saw. Looking for property? See Manhattan Beach Homes for Sale.

Common Questions

Is hard money for buying my own home?
No. This page covers business-purpose loans for non-owner-occupied property only. For a home you will live in, ask about home loans.

What do private lenders usually want to see?
The property, the price, your budget for any work and your plan to repay, such as a sale or refinance. They also review the borrower.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Selling a Home in Manhattan Beach
• High-Value Home Sellers in Manhattan Beach
• Los Angeles County city guides
• Selling with Miamar Realty