San Marino · Homes for Sale
San Marino Hard Money Loans
Hard Money Loans in San Marino
Private money, often called hard money, is short-term financing secured by real estate. If you invest in San Marino or close by, Jay Romero of Miamar Realty can help you explore whether it fits your next purchase or project. San Marino is home to The Huntington Library, Art Museum, and Botanical Gardens.
Business-Purpose Uses
Investors commonly use private money for: Bridge financing between one property and the next. Fix-and-flip loans for the purchase and sometimes the rehab. New construction and large remodels on investment property. Buy-and-hold rentals that may later move to longer-term financing. Larger homes and lots in San Marino can mean bigger projects, and private lenders will look closely at the scope and the exit plan.
How Hard Money Works
Private lenders focus on the real estate and the exit strategy rather than only on bank-style guidelines. Expect questions about the price, the work budget, the after-repair value and your payoff plan. Investors in Pasadena, Alhambra and Temple City can reach us the same way.
Talk With Jay About Your San Marino Project
Send us a text with the property city and what you plan to do, or call or text Jay at (949) 822-8702. Please mention Hard Money Page – San Marino so we know which page you saw. Looking for property? See San Marino Homes for Sale.
Investor Loan Questions
Can the loan be made to my LLC?
Many private lenders lend to LLCs and other entities. Ask your attorney or tax advisor how to hold title.
How long does it take to close?
It depends on the lender, title, escrow and valuation. We cannot promise a closing date.
Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.
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Selling first? Request a home value or call (949) 822-8702.
