Torrance · Homes for Sale
Torrance Hard Money Loans
Hard Money Loans in Torrance
Private money, often called hard money, is short-term financing secured by real estate. If you invest in Torrance or close by, Jay Romero of Miamar Realty can help you explore whether it fits your next purchase or project. Torrance Municipal Airport (Zamperini Field) is here, and the I-405 and I-110 serve the city.
Common Investor Projects
Investors commonly use private money for: Fix-and-flip loans for the purchase and sometimes the rehab. Bridge financing when an investor wants to buy before selling another property. Rentals bought to improve, lease and later refinance. Construction or heavy renovation on investment property. In Torrance, investor interest often centers on established single-family homes that need cosmetic or system updates.
What Private Lenders Look At
Hard money is asset-based. A private lender looks mainly at the property, its value after any planned work and your plan to repay, usually by selling or refinancing. Lenders still review the borrower, and terms are usually short. We also serve investors in Lomita, Lawndale and Gardena.
Start a Conversation About Your Project
Send us a text with the property city and what you plan to do, or call or text Jay at (949) 822-8702. Please mention Hard Money Page – Torrance so we know which page you saw. Looking for property? See Torrance Homes for Sale.
Common Questions
How long does it take to close?
It depends on the lender, title, escrow and valuation. We cannot promise a closing date.
Can you help me find the property too?
Yes. Jay is a licensed broker and can help you find and buy investment property. Using our financing help is never required.
Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.
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Buyer Match
Get matched to Torrance homes
Tell us what you are looking for and Jay Romero will reach out when the right homes come to market.
Selling first? Request a home value or call (949) 822-8702.
