Santa Monica Hard Money Loans

Private Money for Santa Monica Investors

Some Santa Monica deals need a lender that looks first at the property and the plan. Miamar Realty helps investors and builders in Los Angeles County find private, business-purpose financing for non-owner-occupied property. The I-10 ends here, and the Metro E Line runs to downtown Los Angeles.

What Investors Use It For

Private lenders often fund: Buy-and-hold rentals that may later move to longer-term financing. Bridge financing when an investor wants to buy before selling another property. Ground-up construction or major additions on investment lots. Fix-and-flip: buy a house that needs work, renovate it and resell it. Near the coast in Santa Monica, renovation and rebuild projects can involve extra permit review, which lenders will want to see in your plan.

How Hard Money Works

With private money, the property secures the loan, and the lender wants a clear plan to repay within a short term, often by a sale or refinance. Rehab funds, if offered, are paid in draws. We also serve investors in Culver City, El Segundo and Manhattan Beach.

Contact Us About Santa Monica Investor Loans

Send us a text with the property city and what you plan to do, or call or text Jay at (949) 822-8702. Please mention Hard Money Page – Santa Monica so we know which page you saw. Looking for property? See Santa Monica Homes for Sale.

Common Questions

Is hard money for buying my own home?
No. This page covers business-purpose loans for non-owner-occupied property only. For a home you will live in, ask about home loans.

Can the loan be made to my LLC?
Many private lenders lend to LLCs and other entities. Ask your attorney or tax advisor how to hold title.

Private, business-purpose loans for non-owner-occupied real estate only, not for a home you will live in. Funded by third-party private lenders or investors, not by Miamar Realty. They usually cost more than bank loans and may end in a balloon payment. If you cannot sell or refinance in time, you could lose the property. This is not a commitment to lend. All loans are subject to lender approval, property review and underwriting, and not all applicants qualify. If Jay is also your agent, he may be paid in both roles. You may use any lender. Jay Romero, DRE 01343079, Miamar Realty. Real estate broker, California Department of Real Estate. Equal Housing Opportunity.

Keep Exploring

• Santa Monica Home Sellers Guide
• Santa Monica Luxury Home Sellers
• Los Angeles County city guides
• Selling with Miamar Realty